We understand

Most people in debt did not do anything wrong β€” life happened. A business that collapsed during COVID, a long reservist call-up that cut off income, a serious illness, divorce, layoff. Israel has over 800,000 active debtors in the Enforcement Authority. You are not alone β€” and you have rights.

  • Full discretion β€” no one needs to know.
  • Full transparency β€” you'll know what happens, when, and at what cost.
  • Payment plans β€” no income today? Solutions exist.
  • No false promises β€” we will not promise "debt erased in 30 days." Truth only.
  • 2026 amendment expertise β€” fully up to date with all the changes.
  • Multilingual service β€” Hebrew, Arabic, Russian, English.

Three core practice areas

Three paths every debtor should know. We'll help you decide which fits.

πŸ†• Insolvency & Economic Rehabilitation

The Insolvency and Economic Rehabilitation Law, 5778-2018, replaced the old bankruptcy law and created a faster, more effective process. The end result: a legal discharge β€” formal cancellation of debts and the chance to start again. The 2026 amendments made the process even easier for self-employed and reservists. We handle every type of case: self-employed who collapsed, salaried with accumulated debt, reservists who lost income during the war, couples, and corporate insolvency.

Read the full insolvency guide β†’

βš–οΈ Enforcement (Hotza'a Lapoal)

Got a warning letter? File opened against you? Bank account frozen? Don't surrender to pressure. In many cases there is a way to defend: objection to execution, payment arrangement, file consolidation, deferral request. We handle all attachment types: bank account, salary, vehicle, real estate β€” and the most aggressive of all: alimony enforcement.

Read the full enforcement guide β†’

πŸ’Έ Debt Management

Not every debt needs to reach enforcement or insolvency. In many cases a creditors' arrangement, a statute-of-limitations claim on old debt, or proper engagement with banks is enough. We handle bank debt, private loans, credit-card debt, tax debt (income tax, VAT, NI), municipal debt, and personal-guarantee situations that turn into personal debt.

Read the full debt-management guide β†’

Your path back to control β€” 4 steps

1

Initial call

First conversation, free, discreet. We listen and understand the situation.

2

Diagnosis & strategy

Mapping debts, assets, and choosing the right path: arrangement, consolidation, or insolvency.

3

Execution

Filing petitions, managing creditors, accompanying you through hearings and arrangements.

4

Rehabilitation & discharge

Repayment plan, rehabilitation order, and finally β€” legal discharge and a new financial life.

Why Itai Levi Law Office?

15+ years of experience

Across Northern Israel β€” enforcement offices, district courts in Haifa and Nazareth, active trustees.

Human approach

Debt is not character. We don't judge. We listen, understand, and tailor the solution to you.

Transparent pricing

Fixed fee for insolvency petitions, agreed fee for enforcement work. No surprises.

Up to date on 2026 amendment

Experts in the new fast-track for reservists and the relief measures for self-employed.

The first step β€” a discreet call

Free initial consultation. No commitment, no pressure, complete discretion. We listen, explain options, and you decide whether to continue.